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Old 07-24-2015, 04:04 PM   #121
3nl
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Join Date: Feb 2015
Drives: 2015 FR-S 6MT
Location: Madison, WI
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Quote:
Originally Posted by bryanttttttta View Post
It really depends on your cash flow. I rather pay a lower OTD price. My monthly was $537/month 60 months @1.75%; 0 down. for an Automatic Whiteout Monogram.
That's an insane monthly - why not just lease if you don't want to put anything down with great credit? While they don't move too much on price because of "pure pricing", they will move quite a bit on residual value for a lease, and as long as you have good credit, $110 per 10k is absolutely no issue for a 12k/yr and you can likely get below that if you negotiate a bit.

I was able to get $114 per 10k of car on a 15k/yr lease no problem. Since they do pure pricing, you really aren't losing anything with a lease if you buy it out at the end. That'll keep your monthly low and if you had any cash flow issues, you could fix it over the next 3 years.

Edit: Oops, my bad, didn't realize it was a long dead zombie thread that was revived.
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