[bhbnuckle]

I need some help on hit and run accident
I parked my car at young and cummer coffee time parking lot for an hour then I found somebody hit my front left bumper and took off (mother eff er).
Thanks god fully I had my dash cam running through the parking mode so i was able to find license plate number. Reported right to the collision centre + police and filled out the suspicious form and stuff.

I called insurance company this morning to report hit and run but they're saying I still have to pay deductible for the incident occur and deductible will be reimbursed once they find the hitter. But it won't be reimbursed if they can't find who those that and will remain in my history.

It is less than $300 worth of accident as the bumper doesn't need to be replaced if I fix it out of my pocket.


Should I wait for police to get back to me or report to insurance company and open a claim as I have their license plate in Video.

I need you guys/gals's opinion!!!

Thanks in advance.