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Didnt have time to read all the replies, but i deal with busted up cars alot, and have had several issues in the last few years.
Shop around for a body shop that will take on your repairs and cover your deductible. Its not uncommon. Basically the shop will estimate your repairs at 5K or w/e it is, and inflate that price a bit up to 6K, and give you 1K to cover your deductible.
If you look hard enough youll easily be able to find a shop to take this on and cover your deductible. Only issue is youll be out of a car for a few weeks. But its better than nothing.
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