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In NY you don't have a choice, uninsured is automatically part of every policy. That's part of why our insurance is so expensive.
Just yesterday I watched somebody parking by braille destroy the front bumper of a '12 Forester. He backed into it hard three times and after the third time the cover was hanging off to the point where the owner could not have driven away to go home without removing what was left. I took pictures while it was happening of the car hitting it, the plates on the car and the driver. When he saw me he got out and freaked, screaming at me and tried to take my phone. I turned around and walked into the store I work in and called the PD. I uploaded them to photobucket and emailed the link to the guy that owns the car after he got out of work. Hopefully he is able to use them as evidence of what happened.
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