Quote:
Originally Posted by MTeator
Consider a higher deductible. Mine is $1k...having insurance for 14 years I've saved the deductible many times over in lower premiums.
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But that depends though, as you will always save the money if nothing ever happens when it comes to insurance. Preferred carriers (as opposed to standard/non-standard ones) usually don't have a big difference as long as you're not a young driver and/or have a bunch of violations/accidents on your record.
Personally, the difference for me (also having been insured for a similar length of time) at this age is minimal to the point where I don't mind paying a few extra dollars for a lower deductible, as I have $250 comprehensive deductibles (but with a $0 glass deductible) and a $500 collision deductible. I haven't used either of them though, but obviously I can't predict when I'll need it.