[Ammunition]

I voted "No" - I got roped into purchasing the extended warranty, and thankfully I was able to cancel it (sans a $25 "processing fee"), and I'm glad that I did.

My FR-S was my first new car, and all of that pejorative language they use when trying to work out the financing got me to agree to it at first. Then I realized that I would be looking at an additional $2.8k, or such in the long-run, which wasn't worth it.

I would consider it akin to fronting an emergency bill with the doctor - like others have said, that money is best kept with you. When I decided to cancel my extended warranty, I had talked to several people that did purchase it with their car, and every single one of them said that it was not worth it, and they wished they hadn't been roped into adding it.

Extended warranties were a decent option if you had something like a Taurus (there's a reason you hardly see any of them on the road, even though you see plenty of cars around from a decade prior), but otherwise I would look at it as you would look at your own health - so long as you take good care of your vehicle, perform the necessary maintenance(s), there really isn't anything you have to worry about.

Sure, there is always that "chance" that you might suddenly have a heart attack despite healthy lifestyle choices, but I think that most people would agree it isn't practical to alter your life due to, and capitulate to that fear; if there is going to be an issue with the vehicle, it is going to be because of an accident, in which case the warranty isn't going to help you out there as that's going to be in insurance's territory.

However, this is just my opinion, so take it with a grain of salt if you do feel that the extended warranty is something that you want - either way, you shouldn't feel badly about whichever decision you make, so long as it is an informed one based on rationale, and with consideration to your personal situation - and not fear, or unsupported anecdotes (they probably fed you some story at the dealership about someone's car crapping out, and they would have been screwed if they didn't have the extended warranty - but thankfully they did, and they walked away with a brand new car).

I would think that especially in your situation, if you'll only have the car for a few more years, that this is something that you wouldn't need. Also, if you're leasing it, I'm fairly sure they will try to offer it to you again if you do decide to keep the car after the lease is up - GL with the decision.