Quote:
Originally Posted by themadscientist
Such a bunch of bullshit what's happening to you. I pay the extra on my insurance out of fear of just this scenario. If they total it out can you try to sell the parts off it? Maybe you can make up the difference? It's heartbreaking to do it, but maybe it will cover the rest if you part it out. Poor car.
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If they total it then the car belongs to the insurance company. If you take parts off it they will charge you for them. You don't get the money and the remains of the car.
I also pay extra for replacement value. If mine is totalled it is directly replaced with one a model year newer.