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Well, I am getting bent over nicely..
I've spoken with two lawyers who have both said the same thing, in NYS I am fucked.
Payout on my car is 18,898 (thats minus my deductible which maybe ill get back when nationwide goes after the other insurance company) so 19,898 total..
I owe 21700 on the car.. so I'm out of pocket the rest of the money and I have 0 legal grounds to go after them to obtain the rest even though I was not at fault.
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