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You are correct in your understanding and the speakers.
I just went with the MTX because they were recommended to me by a friend in the car audio world and they sounds good honestly. I'm not sure what else I would have gotten, I would have to listen to a bunch of speakers and compare. The P165 was also recommended to me for being good in the mid range. The stock dash speakers are a component setup, just so you know that too. You will be replacing the component setup with a coaxial setup.
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