Quote:
Originally Posted by sftateofmind
You are making an assumption yourself.
You haven't factored in the situation of the person making $30k a year.
What if they are in a situation where they don't pay much for rent and the rest of their bills isn't much of anything? Affording a BRZ/FRS wouldn't be out of the picture at all. All about how you budget and the lifestyle you live on top of your situation going into buying a car. Unless you make so little where you can't afford a car payment then no, no one is gifting you the car.
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I am not making assumptions about the person's lifestyle. I am merely stating that for purposes of a loan, making so little on paper makes getting a competitive loan offer difficult, no different than being "gifted" a car or having someone else cosign on a lease.
If someone bought the car cash, it's the same as being gifted the car for purposes of the reasoning laid out in this poll by OP.
Quote:
Originally Posted by DGM.BRZ
Dude that is the most immature statement I have ever heard. I am 25 and make 28k a year and I payed cash for my car which was a brand new 2015 BRZ limited. That was with my money nobody helped me pay for it. Its is called knowing how to live and spend your money to get the stuff you really want in life. I am 100% independent so don't ever insult anybody like that when you don't know their circumstance.
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I'm glad you were able to pay off the car completely. But I wasn't making an attempt to insult you, merely pointing out holes in the poll and the logic behind it.
You paid cash for your car, great. In essence you gifted the car to yourself and you don't have any payments tied to the car....
Again, my point is that the "sub-$30k" argument in this poll should be viewed in the same category as being given the car for free. It completely changes how one's buying behavior is and what they do with the car after it is purchased.
-alex
Edit: my statement was made in context of a bank loan + full insurance coverage.