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Old 04-01-2015, 12:30 AM   #56
Auror_Elite
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Join Date: Dec 2014
Drives: FRS
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Quote:
Originally Posted by Garcia_A View Post
So i feel like im paying waaay too much for insurance. Wanted to get an opinion. I pay $250 a month. Thats $3000 a year!!!

2015 FRS 4 months old
Clean driving record. No accidents & or Tickets
Live in Downtown Los Angeles
Commute 20 Miles a day

Currently have Full coverage, $300,000 bodily, $100,000 Property, $60,000 Uninsured motorist (Mercury Insurance)

Is my coverage too high? I was told because i am making payments on the car i had to meet the lenders coverage requirements.(I am buying, not leasing) I have not been able to find lender (TFS) requirements anywhere? I have an insurance agent who is supposed to find me the best deals, he supposedly found this information. I feel a bit skeptical.

Is there anyone else living in or around Downtown Los Angeles that can give me something to compare to? Any opinions would also help.

That's way to high bro..Mine is $450 in 6mos so in a year roughly <1K. Try state farm.I even have a free skylink on a package for theft protection.But I've got speeding ticket lately I don't know if would affect my premium.By the way we have same insurance with our house so try to consider that option too.Try and shop again they're stealing money from you, put it instead on modding your baby!
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