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Old 03-31-2015, 10:59 AM   #15
AznBRZer
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Quote:
Originally Posted by Tcoat View Post
In Ontario age doesn't really factor in per se but years of driving do so the 20 year old driving for 3 years will not have the same rate I would with driving for 40 even if everything else was exactly the same.
Good example. I should've also added that different states, provinces, and countries have different regulations on how points are calculated. In my state, you hit the lowest rate after 6 years of no surchargeable incidents. No one under 23 will ever qualify for those rates here.
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