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Garcia_A · 03-31-2015, 04:14 AM

So i feel like im paying waaay too much for insurance. Wanted to get an opinion. I pay $250 a month. Thats $3000 a year!!!

2015 FRS 4 months old
Clean driving record. No accidents & or Tickets
Live in Downtown Los Angeles
Commute 20 Miles a day

Currently have Full coverage, $300,000 bodily, $100,000 Property, $60,000 Uninsured motorist (Mercury Insurance)

Is my coverage too high? I was told because i am making payments on the car i had to meet the lenders coverage requirements.(I am buying, not leasing) I have not been able to find lender (TFS) requirements anywhere? I have an insurance agent who is supposed to find me the best deals, he supposedly found this information. I feel a bit skeptical.

Is there anyone else living in or around Downtown Los Angeles that can give me something to compare to? Any opinions would also help.

03-31-2015, 04:14 AM	#1
Garcia_A Junior Member Join Date: Nov 2014 Drives: 2015 Scion FRS Location: So. Cal. Posts: 5 Thanks: 0 Thanked 2 Times in 1 Post Mentioned: 0 Post(s) Tagged: 0 Thread(s)	$250.00 a mo. Insurance DTLA So i feel like im paying waaay too much for insurance. Wanted to get an opinion. I pay $250 a month. Thats $3000 a year!!! 2015 FRS 4 months old Clean driving record. No accidents & or Tickets Live in Downtown Los Angeles Commute 20 Miles a day Currently have Full coverage, $300,000 bodily, $100,000 Property, $60,000 Uninsured motorist (Mercury Insurance) Is my coverage too high? I was told because i am making payments on the car i had to meet the lenders coverage requirements.(I am buying, not leasing) I have not been able to find lender (TFS) requirements anywhere? I have an insurance agent who is supposed to find me the best deals, he supposedly found this information. I feel a bit skeptical. Is there anyone else living in or around Downtown Los Angeles that can give me something to compare to? Any opinions would also help.