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gearing reasons alone you should avoid 235/40 or 245/40 tires
offset is totally dependent upon wheel width. There is a balance factor here.
for 18x8.5 or 18x9.5 you probably need between +38 and +40.
+48 is too much
Lowering the car will help reduce the wheel gap.
You wont have any weird tire wear just from swapping wheels/tires.
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