Quote:
Originally Posted by pushrod
If I crash my car into my house, is it an auto insurance claim or a home insurance claim?
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Hahaha, it will be 2 claims under. The damage to your car is going to be under your auto insurance and the damage to your home will be taken care of by your home owners insurance.
But, read up on your policy because some insurance policies differ when it comes to damage against your own property. I know for the carriers that I worked with, if your vehicle crashes into your own home/property they don't cover the damage to your home/property due to an exclusion.
And usually, home owners policies will generally cover the damage to your home if its over your deductible. But, as previously mentioned read up on your policies there may be exclusions.