Quote:
Originally Posted by rice_classic
The most incredible thing to me in all of this is that insurance covered it. Drivers ed or not, just the fact your car was on a racetrack should be enough. I have State Farm and in 2002 I told them I was going to do a driver's education day at the race track and asked them if I was covered and they said, "Not if it's on a racetrack."
It sounds like USAA might charge more than SF for some folks but for the OP, his policy clearly paid off (literally).
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You're lucky State Farm didn't cancel you on the spot. I've read on other forums (so it must be true) that if you call to ask about "driver training" coverage you risk cancellation, including at least one USAA policy holder who was canceled after their call.
I've read my USAA policy and "within the perimiter of a racing facility" isn't addressed...yet, but I haven't and won't call to confirm, especially after this thread.
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TEWwild, glad you're OK, sorry about your car. You've shown once again that these are tough little cars that have quickly established a life saving rep similar to 911's.