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Very awesome story and very good job at saving! I bought my celi at 19 and could barely afford the payments. You are on a great path for the future!
Oh yeah, and at least pay off for 6 months (3 if you have any credit established), after that you won't get much credit benefit. Divide out your payments so you pay all but the 6 months, that way you don't pay more interest than you need to!
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