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Old 02-07-2015, 07:51 AM   #29
fistpoint
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Join Date: Dec 2011
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You folks know that story about getting a lower APR if you do this or that is a complete lie don't you?

You get approved at whatever rate based on your credit score, that's all. If the dealer offers 1.9% as a special and your credit is the highest it can be, there is no reason why you wouldn't qualify for it. If they offer 1.9% and you get pre-approved at 3.0% at your bank of choice, they'll offer to beat it and come back with 2.9% for example without telling you that you actually qualified for the lowest 1.9%. That's when the bullshit about buying extra garbage comes in.


Quote:
Originally Posted by Jfheisenberg View Post
Now looking over at the contract, i'll be paying 47$ extras per month for 72 months, thats $3384!.. Im not sure if i did the right move with the warranty, subarus are pretty reliable.

Can i still remove the warrantly from my contract and go back to my initial $430 payment? would the dealer let me??

Thanks
Come on now, even if you rounded down to $40 and multiplied by 10 then again by 7, a child could do this and see the warranty was going to be over $3000. Or, why didn't you pull out your phone and use the calculator?

Yes, of course you can cancel it. That's what this entire thread has been talking about since the start of it.
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Anytime someone buys anything expensive they should know exactly what it's going to cost them before they even set foot out the door of their home. You check insurance rates too, so you don't find out after you bought the car that the insurance is going to be equal to the monthly car note. You also research tire size and replacement costs. You plan ahead, not after.
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