Originally Posted by loading_please_wait
That's awesome. Good for you! I think that's nice that the finance guy you dealt with let you do the cancellation right away. When I talked to him, it was over the phone and he said it's a no can do before your first monthly payment. The bank won't allow it. I'm like what in the world? That's also good that you got your original apr!
Anyways, I'm going to call the warranty administrators in a week to see if they all got my cancellation letters. If they did, I think I'm going to drop by the dealership to let the finance person know I'm going through the motions of the cancellation process before that 45 day mark he mentioned. He may get mad, I'm not sure. I am told that doing it early like this affects commissions.
Like I said in my original post, I think I have to go back to get some signatures for some of the contracts for cancellation, so I'm not trying to be too rude about it.
Begin rant....
I wish the finance person was just straight up with me and told me the truth or gave me all the facts, but I guess that was an error on me due to my ignorance and attention to detail. Anyways, as time goes on, I keep uncovering his lies, half truths, and truth omissions. It's ridiculous! I just wanted to buy a car for a fair price with no BS.
I wish it was, here is the price of the car, here is the price of optional warranties line by line, here is the price of accessories..., here is the math and tables for all these combinations, including a loan amortization table. I digress. Weirdly enough, when an ex-girlfriend bought her Lexus and shopped BMW's and luxury brands she got better treatment and all that information I mentioned up front.
I know finance people and salespeople of these dealerships have to make money and eat and all that jazz, but I feel like there is a lack of accountability, oversight, idk... and then unsuspecting customers get shirked. These things becomes a strain when I could have just been enjoying the new car.
Also, You know what also grinds my gears, I believe in a system where competition from other dealers should drive down prices. I asked over the phone for their maintenance prices to shop around. The scheduler said she doesn't give that information over the phone. I was like. You've got to be kidding me. I got this experience from a few local dealers over the phone. When I lived in my old city, that information was readily available over the phone.
Sorry, ...end rant.
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