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Basically the same shit happened to me, same situation as yours. I went back the next day wanting to cancel my extended warranty and he then proceeded to tell me my APR % will go back up to what was originally discussed about the day before, I said fine, I don't care, take it off.
So he did, now my APR % was back at what it was originally at before he tried offering me stuffs to lower it down.... BUT guess what, within a few weeks later. I received an email from TD finance, the company I'm paying my monthly to said I'm automatically qualified for a lower APR % to exactly the same what the finance person offered me before, BUT only if I buy their add-ons.
So basically, the finance guy already knew in the first place my APR % would go down because I'm 100% sure he knew the workaround of this so then he would minipulate his sales tactic into thinking your APR % can only go down if you buy their add-ons shit.
Fuck you Toyota of Torrance !
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