Quote:
Originally Posted by Burrcold
I did ask about the "uni-body and/or frame" damage and the shop explained that there very well could be frame damage, but the buckling seen on the exterior rear quarter panel doesn't always indicate frame damage. He said given the angle of the hit, the frame could be perfectly intact but the sheet metal buckles if there was enough force at the fender/bumper connection point.
He did say that if this was the case, they would typically "pull" the sheet metal to see if they can get back in spec or replace the entire quarter panel and re-weld (shitty in either case).
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I've been through two wrecks in the last few years (not with the BRZ, knock on wood), and I got fed so much bullshit by both the adjusters and their "preferred" repair shops that I would take anything these people are telling you with a handful of salt. I didn't get anything close to a straight answer on my Jeep until I took it to an independent shop.
Once you get the adjuster's estimate, I would suggest that you take it to another shop to get an independent estimate, not only of the damage but also of the value of the car against which the damage will be compared to determine whether it's totaled. Actually, it's better to do that
before the insurance adjuster looks at it, so that you're armed with better information.
As as much as adjusters hate this and just assume it's fraud, if you have any pains at all, go get checked out by a doctor and file an injury claim also. On my first wreck, I was sore but didn't bother going to the doctor. On the other, I had learned my lesson and went. The difference in how the adjusters dealt with the claims was simply amazing.