Quote:
Originally Posted by NOHOME
Pray for a total from the insurance company.
Think of the hit that your head and neck absorbed, then realize that much worse went down the drivetrain to every thrust surface in the rear end, gearbox and engine that was not designed to take that hit. Nothing had to move far, and probably bounced back, but you can be sure there was a lot of stress sent down the pipeline.
At a minimum, I would be working on the diminished value claim that I would file. If it goes on a carfax report, you lose when you sell and the insurance company has to make that up to you. Mention your sore neck while disusing the option of diminished value.
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I doubt it'll be a total loss. I'd say maybe $6k in damages? Total guess though. My neck and shoulders are hurting and very stiff already but I sort of expected that. Tomorrow will probably be worse.
I didn't think we had deminished value in Ontario. I know a lot of states in the US do but I've never heard of it here. It really does suck from a resale perspective because to be perfectly honest I probably would be looking to trade in the next two years (love the car I just have car ADD).