Quote:
Originally Posted by spicyricecake
Not sure if I'm paying too much for my insurance or not...
I have quite a few discounts but my premium still comes out to $220/month
22 (about to turn 23 next month) Male
drove since 16 but 18 on U.S. record
1 minor bump caused hydroplaning
1 speeding ticket (less than 9 mph) but took defensive driving course and got it waived
I'm with Geico
Personal injury non deductible
medical payments $2000 per occurence
Uninsured motorist stacked 25k/50k
Bodily injury liability 25k/50k
Property damage 50k
Comp $500 deductible
Collison $500 deductible
Rental reimbursement $50/day, $1500 max
Roadside service $7.10 for 6 months
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All those who have pointed out that the OPs requested information is basically irrelevant is true. They are right that your deductible not only is based on those factors but region, coverage rates, credit, etc. Some companies will give you circumstantial discounts like mine gave me one for buying a new FRS over a used low mileage FRS. Only one person posted most of the relevant info to underwrite a policy and that was the above quote. Do as that other guy said and shop around using every insurer in the area. I did that and Geico, State Farm, and Progressive all claimed they could beat Allstate for me. They quoted me $1000 every 6 months and when I laughed at them and told them Allstate quoted me $480 they were speechless.