[PhantomX]

Just FYI, there's extended warranty and extended maintenance coverage.

The extended warranty covers unmodified non-wearable parts. When I say "wearable parts," I mean spark plugs, oil filter, brake pads, etc. Depending on your driving habit, it's either good for you or bad for you. It's a peace of mind that if something does happen, you don't have to pay out of pocket. Will it be better if you have it in a savings account accruing interest? As long as you don't touch it, yes. At this point, it's up to you to gauge yourself and how you handle your money.

Now, for extended maintenance coverage, I'd say it's worth it. 60k and 120k miles are huge inspection/maintenance costs that can lead into the thousands. Add the regular maintenance and oil changes in between that and the coverage will pay for itself.