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Its all preference in the end, If its a Toyota warranty usually they pay for themselves, Just had a guy with a release bearing in his 2011 tC come in with a 166,000kms and now hes getting full new tranny clutch etc and I hear a lot of these stories. Some people need a extended warranty just out of financial security knowing there not going to have a few thousand laying around in case of a big repair.
If its a aftermarket warranty run, don't even look at it or think about it. Just my .2
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