Quote:
Originally Posted by AznBRZer
I'm under the impression that his insurance is still responsible if there's another driver because insurance follows the car as well as the owner.
Forget all that though. Go with my original suggestion.
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Doesn't work that way. If it did then insurance would be raping the public even harder than it is now.
If insurance followed the vehicle, then every stolen car that was involved in accident would be the responsibility of the insurance.
Insurance insures the driver in the car the driver is insured under. So you can't hop in a ferrari and say "that's okay, i have insurance on my BRZ" I'm covered. and the ferrari guy can't say "Thats okay, I insured my ferrari. He can drive it."
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Like I told my last wife, I says, "Honey, I never drive faster than I can see. Besides that, it's all in the reflexes."
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