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Vet here...wish I would have listened to the advice I am about to give you.
You sound like you are putting the carriage before the horse.
Signature loan and current car and selling the house.
I will go ahead and ruin it for you.
You won't get as much money as you think you will selling your house. *Something* will come up. Something always comes up when selling a house.
Since you are desperate (I gotta buy now!) you will get raped at the stealership.
Your Mini needs repairs...the dealership will leverage that against you. You clearly do not like the car. Probably because you got a shit deal on it. I have been there.
Get that loan paid off. Signature loan...what % interest you at? Probably stupidly high if they are anything like they were when I had buddies using them.
But yeah...you sound like so many other "dreamers" on here who really do not have means or you are going to put yourself in a really bad situation by buying this car.
I lost count of the "I am 19 and I am saving for college, but I want a new car...and the one I have...my parents bought...but I don't want it anymore...and they won't buy me a new one. I can totally afford a new car and college!"
1 year later...they are looking to unload it and you find out...they never made it to college and they had a 7 year loan on car...and their life is more difficult because they haven't paid their dues yet.
You have been in the military for 8 years. I am going to guess you are Air Force? Nothing wrong with that...but its just a guess.
Maybe you are an NCO or an Officer?
You are going to do WTF you want to do.
I have owned a ton of fast cars/bikes in my life.
I have made over $100k a year the past 7 years of my life. I was making 70k+ a year the years before that.
Really wish I would have been smarter with my money and resources. I don't have a whole lot to show for all the money I made. Just a bunch of pictures of fast cars.
I know this whole post may make you mad...and that is not the intention, but in my opinion, you are not financially ready to buy a new car right now.
I get why you feel like you should get one now, with the whole shipping thing. It would just make more sense to hold off and save.
Hell you may get over there and develop a new hobby? Like what if an SUV would be more fun?
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