Quote:
Originally Posted by DeeezNuuuts83
It varies from company to company, but yes, three years is generally how long moving violations affect your insurance rates. But it depends on the company -- some go by three years from the incident date (meaning when you were actually cited for the incident), some go by three years from the conviction date (which sucks since it affects your rates for a longer period of time, especially if your case was delayed), some go by five years, but some companies go by three years but actually specify 35 months (which is obviously just shy of three years, which is beneficial for some people whose incident dates might be just barely within three years).
Seeing how you are in North Carolina, most (if not all) carriers there go by the conviction date.
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Haven't gotten anything in NC. All my tickets were from FL so I was going based off of that and the questions asked when I was changing over the NC. Right now I use USAA so they're much much better than anyone else. Fk you progressive!