Quote:
Originally Posted by DantKR
Speeding ticket will stay on there for something around 3 years. The class basically is for not raising your rates during your current 6 months. After that or when you have a new vehicle and you get new insurance you're screwed.
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It varies from company to company, but yes, three years is generally how long moving violations affect your insurance rates. But it depends on the company -- some go by three years from the incident date (meaning when you were actually cited for the incident), some go by three years from the conviction date (which sucks since it affects your rates for a longer period of time, especially if your case was delayed), some go by five years, but some companies go by three years but actually specify 35 months (which is obviously just shy of three years, which is beneficial for some people whose incident dates might be just barely within three years).
Seeing how you are in North Carolina, most (if not all) carriers there go by the conviction date.