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Old 09-23-2014, 01:25 PM   #26
CoupedUpSubie
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Quote:
Originally Posted by aznatama View Post
With a 72mo loan on only 4k down, you'll be underwater on the loan for a while. I would highly suggest saving up at least 35-50% down for a car purchase to avoid higher gap insurance premiums.

Leasing makes sense for a business expense deduction. Other than that, it makes nearly no sense at all unless you like paying a premium for convenience (ie - changing luxury cars every 3 yrs).
Have you ever heard the term example. At 340 a month for 72 months it comes down to 24,480, add in the 4k down and you have 28,480. That is what I paid out the door due to the sales tax in my state. Not a horrible deal if you ask me.
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