[aznatama]

You file with your insurance, your insurance will either:
1. Attempt to get their insurance involved and go through that whole process getting statements form the other driver, etc. Pics will help here, and they may or may not own up to it. Either way, insurance will battle it out on your behalf.

2. Write it off and just fix your car (regardless, should be considered comprehensive coverage, since you were not even in your car.

Either way, you shouldn't be charged a deductible since it's their fault. As long as you're not accident-prone or have a lot of speeding tickets (considered high risk), then you might as well utilize your insurance, since you're paying for it anyways. At least that's the way I see things...