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This is minor...no need to report it or have it on your insurance...will be less than your premiums most likely to fix it. If it doesn't bother you to look at it...when before your lease turn it to fix it in case you have more issues to fix down the line. The option is the dealer depending on how nice they are will leave it wear and tear or charge you a few hundred dollars. During the lease turn in inspection...you can accept the charges or fix it yourself and then go for another inspection. Do the lease inspection a few weeks before your turn in date if you want to address fixing it. Hope that helps.
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