Quote:
Originally Posted by Lonewolf
Yup. Or all the Evo owners when the VIII first came stateside.
What is that? An AWD sedan with a four-cylinder? Shouldn't be too much...
Flash forward a year later after all the stolen seats, wrecked cars, and other shenanigans and you have  |
Except for the Evo, it wasn't that drastic of a change, especially since it wasn't that long after the Eclipse GS/RS/GS-T/GSX models that had been raced out even prior to The Fast and the Furious, plus the WRX had already been out long enough, so insurance companies were catching on with the AWD turbo sedans. Originally, it was still a little on the high side, but at launch, it was generally less expensive to insure than the STI, likely due to the solid numbers... the first U.S. Evos had a 2.0-liter with 271 hp while the STI had a 2.5-liter with 300 hp. But like you said, as time goes by, the entire Impreza lineup had good crash ratings while the Lancer lineup (which didn't exactly apply to the Evo since it had different crash beams and what not but the ratings were basically used for every model, if I remember correctly) didn't get the best side impact ratings, so the Evo ended up being more expensive to insure. For those in the know, insurance companies rate cars based on a variety of factors, and the Evos (pre-2011, before they changed the numbering system) were 26h for the most part, though they were originally lower than that, something like 23h or 24h. I think out of commonly rated cars (which doesn't include supercars or exotics), only the crazier AMGs were higher than 26 (and got a 27p rating or something like that), while even M3s and M5s were rated a little lower, maybe 24h or 25h. I can't remember but I can look it up when I get to work.
Quote:
Originally Posted by Lonewolf
This car being a 2+2 Scion coupe with RWD means it already has a lot stacked against it in terms of insurance red flags...
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Not only that, but like I said, insurance companies catch on. On the Scion side, they know that a lot of owners are in the demographic that is statistically most likely to be involved in an accident. On the Subaru side, companies know that over the past ten years, Subaru has made some cars that, while safe (in terms of crash ratings and such), are more performance oriented and may be driven in such a manner, so they're a little more cautious with new models and don't just take them at face value.