Quote:
Originally Posted by Dave-ROR
I'm actually in Florida. Not sure about the UMBI/UIMBI there.
I may be switching the ITR to Haggerty soon since it's not a DD and qualifies for collector car insurance, I'll probably wait to make any changes until then..
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Oh whoops, I got you confused with Subie because you quoted my response to him.
If you're in Florida, then I guess it makes more sense regarding certain coverages... PIP is required only on owner-operator auto policies but not on non-owner auto policies or motorcycle policies. Either way, PIP isn't available on motorcycle policies, so I'm still not sure about which coverage you were referring to from earlier. But more importantly, UM/UIM is part of the same coverage in Florida, so disregard that stuff I said earlier since it doesn't apply to you.
Collector car policies like Haggerty (or AMIG, who we use for those policies) are generally pretty inexpensive as long as you don't have a bad driving history, but again it also depends on the vehicle. Just for kicks I did a collector car policy for myself with a McLaren F1... I think it was $12,000 annually or something crazy like that, haha.