Quote:
Originally Posted by Model Citizen
according to credit karma i need to maintain a balance instead of paying off the 2-4k a month i charge (business expenses, personal, and maximizing rotating categories for rewards). They also think i need to simultaneously up the average age of my accounts while nearly doubling the number of accounts I have.
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I had the same problem. Leaving a 10% balance on cards has actually done good in the past 6 months. Though it feels very akward to not pay them off.
Mine is around a 690 (EX) was at 762 last year but, after paying off 5 loans, closing 7 junk credit cards and taking out a couple car loans it went down a lot. I expect it to be right back up where it was by winter this year.