Quote:
Originally Posted by blackhawkdown
Question: you young bucks are basically paying two car notes for your brz/frs. Have you tried living within your means and not play catching up with the Jones? I make over $6k a month and a $400 a month car note on my wrx is alot. Not to mention I pay $87 a month full coverage for insurance plus gas. That's easily over $700 a month on one car.
Are you guys living paycheck to paycheck?
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Young buck here.
My insurance has been within $10 of yours for my entire ownership of this car and my 'car note' was less than yours as I put in a sizable downpayment. I make less money than you and I had the car paid off in under 2 years, while maintaining >6 months of liquid assets for an emergency.
I also don't have a mortgage, the associated homeowners insurance, property taxes, only one (sometimes two or three) mouths to feed, bodies to clothe, sets of teeth to take to the dentist, I entertain myself with youtube instead of a several hundred dollar per month cable package, I don't have a landline, storage unit, life insurance policy, I'm not saving up for a new fridge, oven, washing machine, a $60 video game can keep me engrossed for dozens of hours compared to $10 for a movie ticket plus popcorn and soda (another $10 right there just for 2!), an exciting evening to me is changing my own transmission fluid, so many other things we just don't have to worry about. After I put a roof over my head, cover all my recurring monthly bills as a modern citizen nearly half my take home is 'expendable'.
I was very fortunate to graduate college with minimal debt and land gainful employment soon after, my parents went out of their way to give me the chance to succeed, for some they were too generous, for others they pale in comparison to those afflicted with affluenza, but they haven't given me a dime since I graduated (ok, maybe a couple home cooked meals). I'm a rarity sure but not an impossibility.