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Old 04-25-2012, 02:24 PM   #168
DeeezNuuuts83
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Join Date: Apr 2012
Drives: 2006 Evo IX SE
Location: Southern California
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I've mentioned before (several times actually, haha) that I work in insurance... I decided to just quote myself with the cars through a few carriers to find out. Again, the cars aren't yet recognized by any carriers, so I have to enter information in manually.

Just to get basic stuff out of the way:

Orange County, California
Single male, 28 years old
Clean driving history
College educated
Liability coverage of 100/300/100
Uninsured motorist bodily injury of 100/300
$5,000 medical payments
$250 comprehensive deductible
$500 collision deductible
Annual mileage of 7,000 (which is about right for me)

Safeco/Liberty Mutual: $1,171.90 annually
Drive/Progressive: $2,038.80 annually
Foremost/Farmers: $886.90* semi-annually

There you go. For me, Safeco had the best rates (though I currently have a policy with them for my Evo). There are other companies I can quote with, but some of them are standard/non-standard carriers more useful for people who have blemished driving histories, so I didn't bother, plus I don't want to spend all morning quoting myself with a car manually, especially since the other preferred carriers that I didn't quote myself with have interfaces that will take longer.

I put an asterisk (*) next to the Foremost quote because it was an interesting scenario. In most cases, if it's a car not already in their database, you can pick that option to more or less "create" a vehicle for them to insure based on its information. As an insurance agent, Foremost doesn't let you do that, but oddly they did already have the 2013 Scion FR-S in their database, so I went with that instead.

Last edited by DeeezNuuuts83; 04-25-2012 at 07:17 PM.
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