Quote:
Originally Posted by turanuk
I always go with $500 or $1000 - if anything happens under that it's cheaper to just cover it out of pocket in the long haul cause your rates will probably go up.
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$500 is fine, but the difference in premiums between a $500 deductible and a $1000 one usually isn't enough to make it worth it (IMHO). I have a $250 comprehensive and a $500 collision deductible.