[ddeflyer]

Originally Posted by ZionsWrath

!!^&!@#

Someone just smashed my right rear quarter, wheel, and bumper as I went to get gas in town next to the track.

Anyone know how long it will take to have a quarter panel replace? My next event is 5 weeks out so I'm hopeful but not gonna hold my breath

What should I look for in the rear suspension as far as damage. Car seems to drive fine maybe a slight pull to the right.

How does insurance deal with aftermarket wheels? My brand new PF01 is fucked up. Not bend but rashed bad.

I am not a lawyer, but my understanding, and this is not from experience but simply what I have read, is that if the other party is at fault then it is their responsibility to make you whole. Generally this means the other person's insurance must cover the damages and make your property in the same state as it was previously. If they don't then you can sue them. This means that they must either repair your damaged quarter panel and rim or replace them (and the repair must be to original specifications of the part). For example, if you have $10,000 in rims on a $500 car and someone destroys everything then the person (and their insurance) must fix it. They are liable for the full $10500 in value. I am not sure how depreciation works on specific value parts (ie. aftermarket, I am not sure the technical term).

Now if it was your fault things are much more complex. You insured your car for some value and, save for some common wording to cover limited aftermarket parts like car stereos, the insurance company is not going to cover costs that are not part of that coverage.

That all said, they will probably try and weasel out of as much as they can, it is the insurance company's interest to do so.