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Droid - You seem to already have your mind made up. Some of these users are mentioning things that are paramount to the "Adult" thought process. Things like, I *WISH* I had $1500 / mo. extra at the end of bills. After paying for my roof, food, insurance, gas, and the rest of life. There are weeks I scrap by with $50 left until Friday.
What they are trying to say is "Consider the life after the year with family". If you have really and truly thought it through and still want to buy the car, Do it. But understand there may be complications to your plan because that's life.
If you don't want to listen to the advice of the forum though, I would recommend not asking an objective question. -- I paid 21,151 out the door, tires on the floor and mine. My payments were sub $300 before gap & extended warranty and are now slightly over $300. I bought because I had a 2.5i that suffered extensive damage due to chrapnel from a collision I wasn't even in. Would I have bought without that? No. But since I needed a car, and this was actually cheaper than getting a corolla, for example, then I'd buy it all over again if I could. just from a different dealer. haha
Hope it helps.