Thread: Insurance cost?
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Old 08-01-2014, 03:36 AM   #19
mav1178
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Quote:
Originally Posted by trevorovert View Post
pretty sure you said this in the last thread and that is mostly untrue.

For someone that is around the same age (or in the same bracket, i.e. under 25 or over, married or not, etc.) they will likely have similar rates. i mean you are right, there are tons of things that go into it, but
-credit profile
-zip code
-commute
-mileage

will have a minimal effect... I would imagine +/- 10% for all of those combined. I think I save 10% by having 2 cars. Age / marriage is biggest factor
You've clearly never tried pricing something out in a dynamic market like Southern California.

Where I live now (91745), the exact same car is 15% higher if I moved to West LA (all else being equal, down to same house ownership & multi-car discount).

If I dropped the mileage from 15k to 10k, I save up to 10% where I am.

I've done the math several times, my local AAA office hates me already. I put on way more miles than the announced 15k oer year, but that's mostly because they don't audit it as much as before.

-alex
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