Thread: Insurance cost?
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Old 08-01-2014, 12:31 AM   #18
86-tundra
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Quote:
Originally Posted by mav1178 View Post
The short answer is:

Unless someone is the exact same age, credit profile, driving record, lives in same ZIP code as you and owns all the same properties as you, as well as shares your commute and mileage for the car... you won't get the same answer.

Do yourself a favor and actually go ask for an insurance quote from multiple companies.

-alex
pretty sure you said this in the last thread and that is mostly untrue.

For someone that is around the same age (or in the same bracket, i.e. under 25 or over, married or not, etc.) they will likely have similar rates. i mean you are right, there are tons of things that go into it, but
-credit profile
-zip code
-commute
-mileage

will have a minimal effect... I would imagine +/- 10% for all of those combined. I think I save 10% by having 2 cars. Age / marriage is biggest factor
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