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6% is kinda high, you should seek out a credit union.
About creditkarma.com I used their credit simulator,
and I was able to do some # crunch because for some ODD
reason I open my new American Express card and my credit score
nose dived from 770 ->739 with $6000 limit , but if the credit limit drop
from $6000 to $5000 my credit score jumps to 750 yet faulters to 746 @ $4000( I called AMEX and reduced my credit limit to $5000).
Any finance majors here to explain why ?
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