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Same situation.. I'm 20, however, going back to college next month for automotive technician and that's like 2 years (w/ coop) + 3 years of full time working..
By the time i get my AST after the 3 years, I can purchase the car (cash) and keep working wherever I will be working at.. hopefully a Toyota/Scion dealership hehe~
So now.. to your answer, make sure you have a sure win plan in your future, but hearing from your current situation, DON'T DO IT~
even if I have this plan.. I still have to work that 5 years to be ABLE to afford it on my OWN, and I still haven't included finances, maintenance, etc.
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