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Old 07-17-2014, 02:28 PM   #8
MurderRider
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Originally Posted by MurderRider View Post
In the end, the dealership got 2.70 percent versus the 2.49 of the credit union, so I just saved time and went with the dealer.
So, the credit union had a lower interest rate, but you went with the dealership to avoid less hassle? Or did I misread that

Edit: If my math is correct, you 'could' have saved $142.42 over the life of the loan going with your credit union. In that case, and I would have probably done the same, going with the dealer was not that big of a deal.
Yeah, that sounds about right. A little under 2 bucks a month would have been the difference (I think--not the best with numbers here.) As I said though, I was so done with the process (after 5 days on the hunt and going to several places and sitting for hours only to have the numbers change at the end of the deal) that I wasn't willing to wait another day for the draft check. Call it impatience on my part more than anything else
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