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You're not desperate.
Leasing is silly, because at the end of it you have nothing to show for many many thousands of dollars your just spent.
You COULD buy a used one for about that much with a 72 month term, but that, again, would be silly.
It does not sound like you can afford this car if 250/m is your limit. There will be maintenance costs, much higher insurance than a forte, and until december your credit is all tied up.
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