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Looking at this from both sides, I'll tell you, Yes it is worth it. I work at a Toyota retailership and I own and FR-S, I have the Platinium 7yr/120K plan. I see how the ECP deals with certain non-warranty issues and in a lot of cases it will pay for itself. Not sure which plan you are looking at, mine came with 8 free oil changes not 11. The 2 perks are this, one it covers tires, road hazzard, 100%, 2 it puts in a loaner for however long your car is tied up in case of a B/O part.
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