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I'm going to give this a shot. The way I see it I have three chances but all don't really fall under the requirements.. I'm going to try to use my sister or GF and then later change the loan to me
1. I graduated from a 4 year university 2 years 3 months ago
2. My sister graduated from a PHD program 2 years ago but still did residence for 1 year after that
3. My GF will graduate with a Masters in 7 months
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