[cdrazic93]

when I was 17 I drove a 2000 toyota corolla LE, clean record (only had my license a year, learned on my dad's old '89 chevy truck) and my insurance was $200 a month.

Children under the age of 25 are expensive to insure, there have been multiple correlations found in studies and data analysis records of this happening. The thing is, is that these people have the sheer likelyhood of thinking about doing something more immature than those who are older. I'm only 20 right now and still pay $180 a month, still with a clean record and good grades.

http://www.forbes.com/sites/moneywis...surance-rates/

Clearly, its statistics. Men are more risky to insure and have to pay out from a crash, insurance companies don't like to pay out money. Thus they are going to charge a higher premium for men then women, especially younger men.

New cars and high schoolers don't go well together. The point of a first car is to get you from point A to point B and that's it, its supposed to be a cheap car. That way when you have the money later to afford a nicer car, you appreciate it more. More often than not coined by the term "humility", its a great trait to have that parents aren't allocating to their kids these days...