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i'm slightly older than you [op], since i had a few year blank in my life, but i'm going back to school [junior] starting this fall...
i shouldn't buy this car, but i'm going to... cuz i do wut i want !
ima throw down roughly $12k for dp and use my disability checks for the monthly payments, insurance, gas, etc...
$220/month for 72 months @ 8%... but screw that, ima pay off that shit in 36, y0 !
yea yea, pretty stupid to take an 8% interest rate, but i need a car once school starts and i really want the fr-s... if 8% is the best i can get, so be it; i almost lost my life in an auto accident back in 2008 and now i really live by the motto: "you only live once..."
i'm a type_0 and a huge car nut, so getting a used car is out of the question and if i'm going to buy a car, i want one that i will keep for a very long time... get a cheaper car now [that i don't want] and a better car [i really want] later??? nonsense...
at the end of the day, you make the final call, so just do whatever the hell you want... because in the grand scheme of things, buying a car is such a small factor in your life...
good luck~
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